Wokai's Featured Borrowers

Buy Feed for Siqinqimuge's Cows -- China Microfinance

There are 3 people in my family, with my daughter in high school. We moved to Malaqinxin Village in 2000. We have been herdsmen for generations, and have never cultivated irrigable land. We sublet our allotted 3 Chinese acres of irrigable land to others, and the rent was merely 300 RMB a year. It was impossible to live on the rent. In 2002, my husband and I made up our mind and bought a second-hand farm four wheeler with our total savings of only several thousand RMB to transport cargo. In two years, we earned about 15,000 RMB. But because maintenance fees were too high for second-hand cars, we decided to buy two dairy cows in 2008. The income from raising two cows is quite considerable; we are able to earn 1200 RMB a month. I hope to take a 2000 RMB loan this time to buy some feed, in order to increase the milk output and increase income.

Click here to learn more, see a photo, and contribute to fund Siqinqimuge's loan. 

Invest in Hasinabuqi's Dairy Cows -- China Microfinance

I am an ordinary herdsman and I'm 41 years old. After moving to the new Ma Laqin village in 2000, my family of four lived only on the money my husband and I earned working for others. But unexpected things happen. In 2005, my husband developed neurothlipsis disorder. I spent lots of money on medical bills. He underwent a major surgery and recovered slowly during 2007. I have to do all the housework to help my family live. But all these difficults didn't strike me down. I took on a full time job, part time job and sold my cows' milk to make money. Now I have 6 cows which started from 2 cows. It's getting better and better now. This time I hope that I can borrow 2000 RMB to buy feed for winter feeding. I plan to expand cultivation scale, make my cattle business better and better.

*[Ma Laqin means farmer]

Click here to learn more, see a photo, and contribute to fund Hasinabuqi's loan. 

Buy Mutton for Eerdengcaobudao's Butcher Shop -- China Microfinance

In my family me and my husband have a lovely son. He is 9 years old this year. He has enjoyed studying since childhood. We love him so much. I am a good microfinance borrower with three years of loan experience. Microfinance is very good. It helps me solve the circulating capital shortage problem promptly. Installment repayment also reduces the repayment pressure. Several years ago I had a retail store. But it could only cover the overhead. So I closed that store. I rented a 60 square meters hall and opened a butcher shop at 2007. I can make 150 RMB grossly by selling meat. Business is going well. This time I hope to borrow 4000 RMB to buy mutton and amplify my supply source. I need to store more meat for the upcoming Chinese new year. I hope this will increase my income.

Click here to learn more, see a photo, and contribute to fund her loan.

Invest in Siqin's Pig Farm -- China Microfinance

I am a herdswoman from Inner Mongolia. This year I am 45 years old. My family had four members and we used to be very happy. My elder son is already married, and my younger son works as central heating labor. He often leaves home for work and his pay is quite decent. Last year we were struck with misfortune when my husband became sick with an infectious disease and passed away. All responsibilities for our family business and for caring for our home fell to me alone. We had been raising cows for several years and currently have three cows. It's a huge investment as feeding them for one year can cost up to 20,000 RMB. I am having trouble taking care of this business. However, the current market price of pork is quite high and the physical and financial investment is not as high as for cows. Therefore, I hope to borrow 4,000 RMB to buy 10 pigs and raise them. The returns on pigs will also be faster than they are for cows.

Click here to learn more, see a photo, and help to fund her loan.

Invest in Zhaoxiuqin's Farm Equipment Repair Business -- China Microfinance

I am an ordinary woman in Baixing Village, Daban County, and a microfinance client with the best credit rating in the 7th round of micro-lending. I am 54 years old this year. Both of my sons have now married and started their careers. Our family has been operating a farm equipment repair business for 8 years. I started using microcredit since January 2003, and invested all the proceeds in the repair business. I would like to take out a 4000 RMB loan this time and continue investing in the repair business. I plan to buy a grinder to expand equipment inventory. I love microcredit and am used to using it, because not only does it provide liquidity, but also its installment repayment method reduced the pressure of repaying the loan as a lump sum. I am more than 50 years old and am already a grandmother, but I have never slacked off. Both my husband and I do not agree with the notion that the old should depend on their children for the rest of their lives. As long as I have the strength and am able to move, I’ll work to earn some money, live a rich life, and improve my family’s standard of living.

Click here to learn more, see a photo, and invest in these new tools.

Purchase Seeds for Siqinjiruhe's Farm -- China Microfinance

I am 45 years old, and have been a microfinance client for many years. We have four people in my family, including my daughter and son. My daughter is married. And my son has been doing quite well in school since he was young, and is currently studying in a university in a big city. I started using microcredit in 2003. Although its credit line is small, microfinance has been of enormous help to me. Not only have I met our urgent needs when it is time for ploughing in spring, but also I have put into practice the cultivation techniques that I have learned through the technology center in recent years. With the help of microfinance, we have been living a better life every year. We used to live in a three-room adobe house that was extremely small for four people. In 2005, we saved enough money and built a big four-room house with tile roof. We sold three dairy cows for 30000 RMB this August and bought a farm tractor for ploughing.I would now like to take out a 4000 RMB loan to continue investing in farming and to buy seeds for spring. It is our biggest wish to make money to support my son to finish his studies in college.

Click here to learn more, see a photo, and help Siqinjiruhe purchase these seeds.

Stock Caobudungerile's Clothing Store -- China Microfinance

I have used microcredit for two years and am especially proud not only of my timely attendance at microcredit meetings but also my timely loan repayment. The microcredit process is simple, convenient, and timely, so I appreciate this method of finance. There are three people in my family, including our small boy who is not even a week old yet and my husband who is usually busy out running his taxi service. As for me, I run a clothing business on my own. Right now, it is the beginning of the peak season in clothing sales so I hope to be able to borrow 4000 RMB to purchase some first-class clothing goods. After receiving the money, I will continue investing in my clothing business and progressing toward a large-scale clothing store, earning even more money in order to raise my family's salary and economic condition, improve our standards of living, and create a positive environment in which to raise my child.

Click here to learn more, see a photo, and stock Caobudugerile's Clothing Store.

Buy Feed for Wuyunjiruhe's Sheep -- China Microfinance

There are 4 people in my family. We moved to Malaqinxin Village in 2000. At that time, we were allotted 3 Chinese acres of arable land. We had been herdsmen our whole lives, so we did not know any farming techniques. Therefore, we sublet the land to other people, and used the rent to make ends meet. Life was extremely difficult at that time. Now my daughter is studying in a college in the provincial capital. My little son is a migrant worker and earns more than 10,000 RMB a year. In addition, my husband and I work really hard. After several years of effort, my family’s standard of living gets better every year. Now we have more than 50 sheep. I hope to borrow 2000 RMB this time, in order to buy feed, raise sheep, expand the breeding business, and make money to support my daughter until she graduates from college.

Click here to learn more, see a photo, and buy feed for Wuyunjiruhe's sheep.